Rates

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FRICK TRI-COUNTY FEDERAL CREDIT UNION

LOAN RATES AND TERMS

EFFECTIVE: May 5, 2008

PERSONAL LOANS	UP TO 24 MONTHS	AS LOW AS 9.00% APR
	UP TO 48 MONTHS	10.75% APR

FAST CASH LOAN SPECIAL ($3,000 MAXIMUM)	UP TO 24 MONTHS	AS LOW AS 5.99% APR

SHARE SECURED LOAN

4.00% APR

OVER SHARES

PLATINUM AND GOLD LOANS	UP TO 60 MONTHS	AS LOW AS 9.00% APR

CHRISTMAS LOANS	UP TO 10 MONTHS	AS LOW AS 9.00% APR
VACATION LOANS	UP TO 10 MONTHS	9.00% APR

VEHICLE LOAN RATES
(INCLUDES BOATS, MOTORCYCLES, AND ALL RECREATIONAL VEHICLES)
2007-2009	UP TO 48 MONTHS	AS LOW AS 4.74% APR
2007 – 2009	UP TO 63 MONTHS	5.24% APR
2007 – 2009 (OVER $20,000.00)	UP TO 72 MONTHS	5.74% APR
2004 – 2006	UP TO 60 MONTHS	6.24% APR
2002 – 2003	UP TO 48 MONTHS	7.24% APR
2001 AND OLDER	UP TO 36 MONTHS	7.74% APR

HOME EQUITY LOAN RATES
80% LOAN TO VALUE (NO CLOSING COSTS)	UP TO 60 MONTHS (5 YEARS)	AS LOW AS 4.99% APR
	UP TO 120 MONTHS (10 YEARS)	5.49% APR
	UP TO 180 MONTHS (15 YEARS)	5.99% APR

The rates above are based on your credit worthiness and FICO score. Call the credit union for more information.

Rates are expressed as Annual Percentage Rates and are subject to change without prior notice. For higher risk scores, higher rates will apply.

No closing costs for home equity loan customers unless an appraisal is needed. If needed, the appraisal fee will range form $150.00 to $300.00.