Frick Tri-County Federal Credit Union, your member owned financial institution,
is committed to providing you with competitive products and services to
meet your financial needs and help you reach your goals. We are equally
committed to protecting the privacy of our members. Under federal law,
we are required to give you this privacy notice. It describes our credit
union’s privacy policy and practices concerning the personal information
we collect and disclose about our members. It also includes information
about the parties who receive personal and sometimes nonpublic information
from us as we conduct the business of the credit union.
If after reading this notice you have questions, please contact us
at:
(724) 483-5123
or write to:
Ron Celaschi
Frick Tri-County Federal Credit Union
235 Pittsburgh St.
Uniontown, PA 15401
Information We Collect About You
We collect nonpublic personal information about you from the following
sources:
• Information we receive from you on applications and other forms
• Information about your transactions with us
• Information we receive from a consumer-reporting agency
• Information obtained when verifying the information you provide
on an application or other forms; this may be obtained from your current
or past employers, or from other institutions where you conduct financial
transactions.
We may disclose all of the information we collect, as described above,
as permitted by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information about you to the following
types of third parties.
• Financial service providers, such as insurance companies
• Non-financial companies, such as consumer reporting agencies,
data processors check/share draft printers, plastic card processors,
government agencies, and statement processing companies.
Disclosure of Information to Parties That Provide Services to Us
In order for us to conduct the business of the credit union, we may
disclose all of the information we collect, as described above, to companies
that perform marketing or other services on our behalf or to other financial
institutions with whom we have joint marketing agreements so that we
may provide members competitive products and services. We may also disclose
nonpublic personal information about you under circumstances as permitted
or required by law. These disclosures typically include information
to process transactions on your behalf, conduct the operations of our
credit union, follow your instructions as you authorize, or protect
the security of our financial records. To protect our members’
privacy, we only work with companies that agree to maintain strong confidentiality
protections and limit the use of information we provide. We do not permit
these companies to sell the information we provide to other third parties.
Disclosure of Information About Former Members
If you terminate your membership with Frick Tri County Federal Credit
Union, we will not share information we have collected about you, except
as may be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services
to you. We maintain physical, electronic, or procedural safeguards that
comply with federal regulations to guard your nonpublic personal information.
What Members Can Do to Help
Frick Tri County Federal Credit Union is committed to protecting the
privacy of its members. Members can help by following these simple guidelines.
• Protect your account numbers, plastic card numbers, PINs (personal
identification numbers) or passwords. Never keep your PIN with your
card, which can provide free access to your accounts if your card is
lost or stolen.
• Use caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you explaining the
call is on behalf of the credit union and asks for your account number,
you should beware. Official credit union staff will have access to your
information and will not need to ask for it.
• Keep your information with us current. If your address or phone
number changes, please let us know. It is important that we have current
information on how to reach you. If we detect potentially fraudulent
or unauthorized activity or use of an account, we will attempt to contact
you immediately.
• Let us know if you have questions. Please do not hesitate to
call us. We are here to serve you!