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Loan Rates - Effective: July 21, 2016

PERSONAL LOANS
UP TO 24 MONTHS AS LOW AS 7.99% APR

UP TO 36 MONTHS
AS LOW AS 8.99% APR

UP TO 48 MONTHS
AS LOW AS 9.99% APR
FAST CASH LOAN SPECIAL
($2,000 MAXIMUM)
New Loan Only - No Refinance
UP TO 18 MONTHS AS LOW AS 5.99% APR
SHARE SECURED LOANS

2.50% APR
OVER SHARES or
CERTIFICATE RATE 
(collateral held)
 
PLATINUM AND GOLD LOANS
UP TO 60 MONTHS AS LOW AS 8.99% APR
CHRISTMAS LOANS ($2,000 MAXIMUM)

UP TO 10 MONTHS AS LOW AS 8.99% APR
VACATION LOANS ($2,000 MAXIMUM)
UP TO 10 MONTHS AS LOW AS 8.99% APR
VEHICLE LOAN RATES
2014-2016 UP TO 36 MONTHS
AS LOW AS 2.49% APR
2014-2016 UP TO 48 MONTHS
AS LOW AS 2.99% APR
2014-2016 UP TO 63 MONTHS
AS LOW AS 3.24% APR
2014-2016 (OVER $20,000.00) 61 - 72 MONTHS
AS LOW AS 3.49% APR
2009-2013 UP TO 60 MONTHS
AS LOW AS 5.24% APR
2008 AND OLDER UP TO 48 MONTHS
AS LOW AS 6.24% APR
RECREATIONAL VEHICLE RATES

(ATVs, MOTORCYCLES, QUADS, ETC.)



2014-2016 UP TO 48 MONTHS
AS LOW AS 4.99% APR
2014-2016 UP TO 63 MONTHS
AS LOW AS 5.24% APR
2014-2016 (OVER $20,000.00) 61 - 72 MONTHS
AS LOW AS 5.49% APR
2009-2013 UP TO 60 MONTHS
AS LOW AS 7.24% APR
2008 AND OLDER UP TO 48 MONTHS
AS LOW AS 8.24% APR
FRICK TRI-COUNTY FCU VISA PLATINUM

Purchase Interest Rate
Cash Advance Rate
Credit Lines Up To $20,000.00
AS LOW AS 9.40%

AS LOW AS 9.40% APR
HOME EQUITY LOAN RATES
80% LOAN TO VALUE
 (APPRAISAL FEE PAID BY BORROWER)
UP TO 60 MONTHS
(5 years)
AS LOW AS *2.99% APR
80% to 90% LOAN TO VALUE
 (Add .25% to rate)
UP TO 120 MONTHS
(10 years)
AS LOW AS *3.74% APR

UP TO 180 MONTHS
(15 years)
AS LOW AS *4.49% APR

UP TO 240 MONTHS
(20 years)
AS LOW AS *5.24% APR
Deposit Rates - Effective: July 21, 2016


CDS IRA CDS
Term of CD
Minimum Deposit
Dividend
Rate
Annual
Percentage
Yield
Dividend
Rate
Annual
Percentage
Yield
12MONTH
MINIMUM 500
0.50
0.50
0.50
0.50
24MONTH
MINIMUM 500
0.75
0.75
0.75
0.75
36MONTH
MINIMUM 500
1.00
1.00
1.00
1.00
48MONTH
MINIMUM 500
1.15
1.15
1.15
1.15
60MONTH
MINIMUM 500
1.29
1.29
1.29
1.29
8 YEAR SPECIAL
MINIMUM 1,000
1.59
1.60
1.59
1.60









TYPE

Dividend Rate

APY

SHARE (Savings)

0.25%

0.25%

CLUBS (Xmas & Vacation)

0.35%

0.35%

SHARE DRAFT (Checking)

0.10%

(Average Daily Balance $500.00)

0.10%

MONEY MARKET (Tier 1)

0.20%

(Average Daily Balance: $2500.00 - $4,999.99)

0.20%

MONEY MARKET (Tier 2)

0.20%

(Average Daily Balance: $5,000.00 - $9,999.99)

0.20%

MONEY MARKET (Tier 3)

0.25%

(Average Daily Balance: $10,000.00 - $24,999.99)

0.25%

MONEY MARKET (Tier 4)

0.25%

(Average Daily Balance: $25,000.00 - $49,999.99)

0.25%

MONEY MARKET (Tier 5)

0.25%

(Average Daily Balance: $50,000.00 - $99,999.99)

0.25%

MONEY MARKET (Tier 6)

0.25%

(Average Daily Balance: $100,000.00 and higher)

0.25%

* Money Market Rates may change after opening the account based on the market rates.

IRA SHARE

0.50%

0.50%

 

0.50%

(Average Daily Balance: $2,500.00 - $24,000.00)

0.50%

 

0.50%

(Average Daily Balance $25,000.00)

0.50%

RATES SUBJECT TO CHANGE. CONTACT YOUR CREDIT UNION FOR MORE INFORMATION ON RATES AND FEES.


Contact Information

  • E-mail:  info@fricktricountyfcu.org
  • Toll Free: 1-800-SAY-FRICK
  • Main Office: Uniontown
    724-438-5123

    235 Pittsburgh Street
    Uniontown, PA 15401
    Phone – 724-438-5123
    Fax – 724-438-7491
    Routing # 243385155

Hours of Operation

Hours for All Offices:
  • Mon – Thu: 9 am to 4:30 pm
  • Friday – 9 am to 5 pm


For After Hours:

  • Frick Tri-line: 1-800-SAY-FRICK
  • After Hours Visa Credit Card: 1-800-991-4961
  • After Hours Visa Debit Card: 1-800-523-4175

Disclosure About our Rates

Rates are expressed as Annual Percentage Rates and are subject to change without prior notice. The Rates indicated above apply to members with FICO scores of 720 and higher. For lower FICO scores, higher rates will apply.

There will be a $300.00 origination fee  for all Home Equity loans. This amount can be included in the loan proceeds. The cost of an appraisal will range from $275.00 to $350.00** (**effective June 1, 2013).  

*The Annual Percentage Rate shown is for a loan value of 80% or less. For a loan to value of 80% to 90% add .25% to the rate shown above. Add .25% to the above APR if the monthly payments are not automatically paid by a transfer from a Frick Tri-County F.C.U. account, payroll deduction, or ACH origination. Your actual APR will be based on a review of your credit application.

Effective July, 2016, we are now offering Escrow service to pay Property taxes and Homeowner's insurance.  There will be a one-time, non-refundable fee of $288.00 to be paid at mortgage closing or when the service is added to an already established Mortgage or Home Equity loan.

 

Click here to review Truth-In-Savings Certificate Accounts Disclosure.



Loan Calculator:

Curious what your monthly payments would be, try our free online loan calculator:


The results of this loan payment calculator are for comparison purposes only. To use, enter values for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g. 7.25), and click the Calculate button. Clicking the Reset button will clear entered values.

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Monthly PaymentCalculated
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