Rates are expressed as Annual Percentage Rates and are subject to change without prior notice. The Rates indicated above apply to members with FICO scores of 720 and higher. For lower FICO scores, higher rates will apply.
There will be a $300.00 origination fee for all Home Equity loans. This amount can be included in the loan proceeds. The cost of an appraisal will range from $275.00 to $350.00** (**effective June 1, 2013).
*The Annual Percentage Rate shown is for a loan value of 80% or less. For a loan to value of 80% to 90% add .25% to the rate shown above. Add .25% to the above APR if the monthly payments are not automatically paid by a transfer from a Frick Tri-County F.C.U. account, payroll deduction, or ACH origination. Your actual APR will be based on a review of your credit application.
Effective July, 2016, we are now offering Escrow service to pay Property taxes and Homeowner's insurance. There will be a one-time, non-refundable fee of $288.00 to be paid at mortgage closing or when the service is added to an already established Mortgage or Home Equity loan.
Non-numeric values will cause errors.