Membership
Our credit union is a member-owned not-for-profit
financial institution.
Our purpose is to improve the financial
strength and stability of our members
by educating them and affording them opportunities
to achieve their financial goals. We will
seek to maintain the long-term financial
safety of the credit union while continuing
the philosophy of "People Helping
People".
Membership is open to any
employee or retiree of one of our Select
Employee Groups, to persons who live,
work or worship in Fayette, Washington
or Greene County, to spouses of persons
who died while within the field of membership,
to employees of the credit union, and
to the family members of all employees
and persons aforementioned related by
blood or marriage.
Membership in Frick-Tri-County Federal
Credit Union is free. To become a member,
simply open a Share Savings Account. Your
initial deposit of $50.00 into this account
represents your "share" of
ownership in the credit union. As part-owner
of a democratically run financial institution,
you will have
full access to the products and services
we offer, plus the opportunity to participate
as a volunteer on the Board of Directors
or one of the many subcommittees.
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Other
Credit Union Services
• Vacation Club
/ Christmas Club
• Payroll Deduction
• Family Member Accounts
• AD & D Insurance Program
• Credit Life and Disability
on Loans
• Cancer and long term care insurance
• GAP insurance
Click the icon to access
Members Financial Network
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Share
Draft |
• No
minimum balance
• Earn
Dividends for daily balances of $500 or more
• Your
first 50 checks are free with
your first order
• Add
to your account through direct deposit
• Free
drafts to seniors over 55 with direct deposit
• Visa
Checkcard available
• Free
Online Banking
• Free
Online E-Statements
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Visa
Check Card |
A credit union Visa Check Card is a convenient,
quick and easy way to access your share draft account
without a checkbook, to make purchases or obtain cash
at automated teller machines (ATMs)
It combines the convenience and acceptance of cash,
the safety and economy of a share draft, and the speed
of an ATM card. A visa Check Card actually works like
a share draft, giving you access to funds in your
share account, without the hassle of writing a share
draft or waiting for check approval.
Cash Withdrawal Limits:
ATM Card: Daily Withdrawal Limit = $500
VISA Check Card: Daily Withdrawal Limit = $1,000
(ATM withdrawal limit of $500 plus Point-of-Sale limit
of $1,000 = $1,500)
VISA Credit Card
• No
Annual Fee
• Low
Annual Rate
• 25
day grace period
• No
Cash Advance fee
• No
transaction fee
• Free
Travel Accident Insurance
Transfer your high interest credit card balances to
a low interest Frick-Tri-County Federal Credit Union
visa credit card. You could save money instantly!
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To Sign up for Electronic Bill Paying or our Credit Card,
stop by your nearest branch office.
Are you having
trouble with our Online Services? View
our FAQ.
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Share
(Savings Account)
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• The credit union makes systematic
savings convenient through payroll deduction. While payroll
deduction is the most convenient method of saving, money
may also be deposited in person or by mail.
Share accounts may be individual or joint.
• Accounts may be opened for
children and family members.
Money saved in the credit union is always readily available,
except if used as collateral for a loan. Withdrawals may
be made in
person, by phone or by mail request and are given prompt
attention.
• Each account
must maintain a minimum balance of $50.00 to be a member
in good standing. Share accounts are insured up to $100,000
by the National Credit Union Administration, a U.S. Government
Agency. Dividends are paid and compounded monthly on accounts
that have a balance of $50.00 or more. Statements are mailed
out semi-annually, January and July.
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Click the icon to access
Home and Family Finance |
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